Monthly Archives: August 2021

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chicken samosa

Chettinad Chicken Samosa Recipe

Category : Samayal Contract

Ingredients

  • 1 cup all-purpose flour (maida)
  • 1/8 cup oil
  • 1/8 cup water
  • 4 cooked mashed potatoes
  • 1/2 jar Chettinad Chicken Spread
  • season with salt to taste

Directions

  • To prepare the dough, combine flour, water, oil, and salt.
  • It should not be overly soft. Set aside for 15 minutes.
  • Roll the dough into little chapati-style balls. Cut each into two sections (like a semi-circle), then take one semi-circle and fold it into the shape of a cone. While doing so, drink some water.
  • Heat two teaspoons of oil in a skillet, then add the boiled potatoes and cook for 2 minutes on low heat.
  • Toss for 2 minutes after adding the Chettinad Chicken Spread. Set aside to cool.
  • Stuff the potato Spread combination inside the cone and seal it with a drop of water on your finger.
  • Heat the oil and begin to cook.
  • Serve hot with a dip of your choice (optional).

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veggie-biryani

Chettinad Style Vegetable Biryani

Category : Samayal Contract

Ingredients

To roast and grind

two cloves (Laung)

2 Cardamom Pods/Seeds (Elaichi)

1″ Cinnamon Stick (Dalchini)

1 teaspoon black peppercorns, whole

1 tsp. fennel seeds (Saunf)

1 anise star

2 tiny stone flowers 

For the Biryani

1 cup of rice

1 chopped carrot (Gajjar)

1/2 cup Green beans (French Beans) sliced lengthwise

1 diced potato (Aloo)

Green peas, 1/4 cup (Matar)

12 finely chopped pearl onions (Sambar Onions)

2 tbsp. chopped tomatoes

4 garlic cloves, finely chopped

1 inch finely chopped ginger

1 tej patta (bay leaf), roughly ripped

1/4 cup Mint (Pudina) Leaves, coarsely chopped

1 tsp. red chilli powder

1 tbsp. coriander powder (Dhania)

1 tbsp. Ghee Salt, to taste

For roasting cashew nuts 

1 tablespoon Ghee

14 cup broken cashew nuts

How to make Chettinad Vegetable Biryani Recipe

  1. Gather all of the ingredients for the Chettinad Vegetable Biryani Recipe and set them aside.
  2. The first step is to roast all of the spices together. Add the cloves, cardamom, pepper, fennel seeds, cinnamon, star anise, and stone flower to a pan. Roast for about a minute, or until a toasted scent emerges.
  3. Once roasted, crush the spices to form a fine powder. This is going to be our Biryani Masala.
  4. The Chettinad Veg Biryani is the next level. Over medium heat, melt the ghee or oil in the pressure cooker.
  5. Sauté the onion, ginger, and garlic until the onions soften. Once the onions have softened, add the tomatoes and continue to cook until the tomatoes have softened.
  6. Finally, add the veggies, Biryani Masala, coriander powder, red chili powder, and rice to the pan and cook for a few minutes, or until the rice is coated with the masalas. Combine the mint leaves and salt in a mixing bowl.
  7. Pressure cook the biryani for 2 whistles with 2 cups water. After 2 whistles, reduce the heat to low and continue to cook for 3 minutes before turning off the heat. Allow the pressure to naturally dissipate.
  8. After the pressure has been released, open the cooker and leave the Chettinad Veg Biryani to rest for about a minute before stirring.
  9. Meanwhile, melt the ghee over medium heat. Roast the cashew nuts till brown and crisp. Transfer the Chettinad Veg Biryani to a bowl and stir in the toasted cashew nuts.
  10. For a wonderful Sunday supper, serve Chettinadu Vegetables Biryani with Tomato Onion Raita and Paneer Kurma.

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coconut-burfi

How to Make Coconut Burfi Recipe

Category : Samayal Contract

Ingredients measurement:

2 cups freshly grated coconut

1 1/2 cup sugar

1/4 cup milk, used to keep the crystallization gentle and the texture white.

1/2 teaspoon elaichi powder

Nuts, finely chopped to your liking (optional).

Method:

Using a broad, thick-bottomed pan or a nonstick pan, Combine the grated coconut, milk, and sugar.

Bring it to a boil over medium heat, stirring constantly.

After five to ten minutes, the bubbles will have subsided; now is the time to add the cardamom powder. (Powder of elaichi)

Burfi should gradually leave the sides of the pan to get the desired consistency.

Pour it gently into the greased dish, top with finely chopped nuts, and smooth up the surface with a ghee-dipped knife or spoon.

Allow it to cool before slicing it into the desired shape.


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Mysore-Pak-Recipe

Chettinad Style Mysore Pak Recipe

Category : Samayal Contract

Ingredients for Mysorepak Recipe

  • 2 cup Kadalai maavu / Besan / Chickpea flour
  • 2 c. sugar
  • 1/2 cup of water
  • 1 cup of ghee
  • 1 cup of oil

Cooking Method

Step 1) Melt ghee and oil in a pan over medium heat. (We can experiment with the oil and ghee ratio; I chose a 1:1 ratio, but if you like ghee, you can skip the oil and use 2 parts ghee, or 1/2 oil and 1.5 parts ghee.) A minimum of 1 cup ghee should be added for flavor.

Step 2) While the ghee oil mixture is heating, in a separate pan, melt sugar in water to a 1/2 string consistency; sugar syrup should not be thicker than 1 string (if it passes 1 string then the Mysore Pak may turn hard )

Step 3) Once it has reached the proper consistency, gradually add the besan and thoroughly mix it in without any lumps. It is critical to sift the flour to obtain a lump-free mixture.

Step 4) Once the mixture is smooth, add a ladle of heated oil+ghee and whisk well to integrate. While adding the oil, it should be quite hot and we should be able to hear a shushhhhhhhh sound. Once fully mixed, add another spoon and thoroughly mix. Continue to add until the oil is no longer absorbed. When you see some ghee coming out, add 1 ladle of hot oil and mix thoroughly. When bubbles appear, remove from the heat and transfer to a buttered pan. (I used a bread pan for this.) If all of the ghee flows out, the mixture will become hard, therefore keep this in mind when adding ghee; if you observe ghee flowing out, immediately stop adding more.

Step 5) Gently tap it rather than applying pressure. The mixture immediately sets after being transferred. After it has slightly cooled, cut it into desired shapes. Do not remove it from the pan yet; wait until the mixture has totally cooled before removing it from the pan. To obtain that wonderful color in the center, use a deep pan as well.

Examine the perforations on the interior; this is what gives the Mysore Pak its texture and keeps it light.

That’s all there is to it; our delectable Mysore Pak is ready to be distributed and enjoyed. Please try this recipe at home and share your joy with your friends and family. Spread the Cooking Joy!!!


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real-estate

The 12 Best Reasons to Invest in Real Estate

Category : Real Estate Agency

If you search the keyword “Benefits of Investing in Real Estate” on the internet, you will get almost 180,000,000 results.

Clearly, many individuals are interested in investing in real estate nowadays, and who can blame them?

Given all that is going on in the world today, it is easy to see why so many investors are considering investing in real estate rather than a market that can swing from bull to bear and back again in the blink of an eye.

Here are 12 of the most important reasons why so many people today believe real estate is the best investment available:

1. Monthly passive income

Monthly passive income is comparable to dividend-paying equities, but rental real estate generates significantly higher cash flow. When you invest in turnkey rental property and engage a local property manager to handle the day-to-day details, your time is limited to monthly performance reviews with your manager – and depositing your monthly profits.

2. Increased equity from appreciation

Since 1965, housing prices in the United States have continually risen, with only one brief correction in 2008, when the Global Financial Crisis struck. According to the Federal Reserve, the median sales price of a house has increased from $165,300 to $327,100 (as of Q1 2020), a roughly 98 percent rise over the last 20 years.

3. Use leverage to boost returns

Many real estate investors employ a conservative LTV of 75 percent (25 percent down payment and 75 percent mortgage) to enhance income flows dramatically while diversifying and growing a rental property portfolio. Leverage allows you to use OPM (other people’s money) to raise your ROI and cash-on-cash returns, increasing your wealth year after year.

4. Direct control of investments

When you invest in the market, you are placing money in the hands of strangers. ETF, mutual fund, and REIT managers have no idea who you are and may be more interested in their take-home pay than in your best interests. Investing in real estate, on the other hand, allows you unlimited choice over how, when, and where you invest. Investing in property Karaikudi is the finest spot

5. Hedge against market volatility

According to a recent MarketWatch storey, there is only approximately a 40% link between real estate and during a bad market. When assets have a low correlation, they are less likely to rise and fall at the same time, which is why real estate is sometimes suggested as a hedge against market volatility.

6. Inflation hedge

Real estate, in addition to being a hedge against a bear market, has historically been a hedge against inflation. While the overall inflation rate has been around 37.4 percent over the last 20 years, housing prices have climbed by nearly 98 percent during the same time period.

Real estate investors profit from more than just an increase in market value. Yearly rent increases of 3% or more are the norm in most markets, helping to keep rental income cash flows in line with the annual rate of inflation.

7. Deductible business expenses

Leasing and management fees, repairs and upkeep, property taxes, and mortgage interest expense are all fully deductible costs of owning real estate. When the suitable rental property is purchased with conservative leverage, the tenant’s monthly cash flow covers for these operating expenses while leaving excess money as net income.

8. Tax benefits like depreciation

The IRS allows real estate investors to deduct non-cash depreciation from their taxable income. Over a period of 27.5 years, you can deduct 3.636 percent of the value of the property (excluding the land) from your taxable net income. Depreciation is one of the reasons why many real estate owners are extremely affluent while paying virtually no income tax.

9. Section 1031 exchange to defer capital gains tax

The tax code in the United States is very favourable to real estate investors. Aside from deducting business operating expenditures and depreciation to reduce your taxable net income, you can also use a Section 1031 exchange to postpone paying capital gains tax.

By using a 1031 exchange to sell one investment property and replace it with another, you will have more capital to invest in real estate rather than donating it to the government.

10. Self-directed IRA for real estate

According to the Federal Reserve, the average retirement plan balance for families in the top half of the income distribution ranges from over $250,000 to approximately $650,000. Given the current state of the market, it’s simple to see why more people want to take control of their money. By establishing a self-directed IRA, you can use your retirement plan to invest in real estate while preserving the same tax benefits as standard IRAs and 401(k)s.

11. Invest when and where you want

Real estate investing is a numbers game. The more bids you make, the better your chances of finding a seller who accepts. And the more thoroughly you investigate potential deals, the better your property’s financial performance will be.

When you have an investing strategy to follow and an end goal in mind, it is easier to pick and choose. While you should avoid ‘analysis paralysis,’ there is no reason to jump at the first deal that comes your way. Wait for a chance that makes sense, then seize it by closing the deal.

12. Build your own business

The real estate industry has one of the lowest entry barriers. It’s one of the simplest businesses to start since you don’t have to spend a lot of money on a storefront, salaried personnel, or inventory that doesn’t generate income until it’s sold.

In fact, there are at least eight different ways to invest in real estate with $20,000. (or even less). Furthermore, as you create your own real estate firm, you will be contributing back to the communities in which you work.

Hiring local contractors and property managers stimulates the economy, rental property provides much-needed housing for the community, and volunteering for charities is a terrific opportunity to let people know who you are and what you do.


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Real_estate

The Most Important Reasons to Invest in Real Estate

Category : Real Estate Agency

Find out why real estate is considered a good investment

TABLE OF CONTENTS

  • Cash Flow
  • Tax Breaks and Deductions
  • Appreciation
  • Build Equity and Wealth
  • Portfolio Diversification
  • Real Estate Leverage
  • Competitive Risk-Adjusted Returns
  • Inflation Hedge
  • Real Estate Investment Trusts (REITs)
  • The Bottom Line

There are various advantages to investing in real estate. Investors can enjoy consistent cash flow, good yields, tax advantages, and diversification with well-chosen assets—and it is feasible to use real estate to develop wealth.

Are you thinking about making a real estate investment? Here’s what you need to know about real estate perks and why it’s a good investment.

KEY TAKEAWAYS

  • Real estate investors profit through rental revenue, appreciation, and profits from business activities that rely on the property.
  • Passive income, consistent cash flow, tax advantages, diversification, and leverage are all advantages of investing in real estate.
  • Real estate investment trusts (REITs) allow you to invest in real estate without owning, operating, or financing buildings.

Cash Flow

The net income from a real estate investment after mortgage payments and operating expenses is referred to as cash flow. The capacity to produce cash flow is a significant advantage of real estate investing. In many circumstances, cash flow only improves over time as you pay down your mortgage and accumulate equity. Karaikudi best place to invest in property.

Tax Breaks and Deductions

Real estate investors can benefit from a variety of tax benefits and deductions, which can result in tax savings. In general, you can deduct reasonable costs associated with owning, operating, and maintaining a property.

And, because the cost of purchasing and developing an investment property can be depreciated over its useful life (27.5 years for residential properties; 39 years for commercial properties), you benefit from decades of deductions that help reduce your taxable income.

Appreciation

Real estate investors profit through rental revenue, profits from property-dependent business activities, and appreciation. Real estate values rise over time, and with a wise investment, you can benefit when it comes time to sell. Rents also have a tendency to climb over time, which might result in increased cash flow.

The Federal Reserve Bank of St. Louis created this graph to show average property prices in the United States since 1963. The grey areas represent recessions in the United States. 4

Build Equity and Wealth

As you pay down a mortgage, you accumulate equity—an asset that contributes to your net worth. And as your equity grows, you’ll have greater leverage to buy other properties, increasing your cash flow and wealth even more.

Portfolio Diversification

Another advantage of investing in real estate is the opportunity for diversity. Real estate has a poor – and sometimes negative – correlation with other main asset types. This indicates that adding real estate to a diversified asset portfolio can reduce portfolio volatility and deliver a higher return per unit of risk.

Real Estate Leverage

Leverage is the use of various financial tools or borrowed resources (e.g., debt) to boost the potential return on an investment. A 20% down payment on a mortgage, for example, gets you 100% of the house you want—leverage. that’s Financing is readily available since real estate is a physical asset that can be used as security.

Competitive Risk-Adjusted Returns

The returns on real estate vary depending on factors such as location, asset class, and management. Nonetheless, many investors want to outperform the S&P 500’s average returns—what many people refer to as “the market.” Over the last 50 years, the average yearly return has been over 11%. 

Inflation Hedge

The capacity of real estate to hedge inflation arises from the positive link between GDP growth and demand for real estate. Rents rise as economies grow and demand for real estate rises. This, in turn, leads to increased capital values. As a result, real estate tends to preserve capital’s purchasing power by passing some of the inflationary pressure on to tenants and integrating some of the inflationary pressure in the form of capital appreciation.

Real Estate Investment Trusts (REITs)

If you want to invest in real estate but aren’t ready to take on the responsibility of owning and maintaining properties, a real estate investment trust may be a good option for you (REIT). On major stock markets, you can buy and sell publicly traded REITs. Many trade with a high volume, allowing you to enter and exit positions rapidly. REITs must distribute 90% of their earnings to shareholders, therefore their dividends are often greater than those of other equities. 

The Bottom Line

Despite all of the advantages of real estate investing, there are some disadvantages. One of the most significant is a shortage of liquidity (or the relative difficulty in converting an asset into cash and cash into an asset). A real estate deal can take months to close, as opposed to a stock or bond transaction, which can be finished in seconds. Even with the assistance of a broker, finding the proper counterparty can take several weeks.

Still, real estate is a distinct asset class that is straightforward to grasp and can improve an investor’s risk-return profile. Real estate provides cash flow, tax benefits, equity building, competitive risk-adjusted returns, and an inflation hedge on its own. Real estate can also add value to a portfolio by reducing volatility through diversification, whether you invest in real properties or REITs.


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payaru kuzhambu

Chettinad Style Mulaikattiya Pasi Payaru Kuzhambu

Category : Samayal Contract

  1. To make the Chettinad Style Mulaikattiya Pasi Payaru Kuzhambu, first pressure cook the sprouted green gram with half a cup of water. Allow two whistles to sound, then turn off the heat and set the cooker aside to allow the pressure to freely release.
  2. Meanwhile, heat half a teaspoon of oil in a pan and add the channa dal, urad dal, dhania, red chilies, sesame seeds, and flax seeds. Stirring constantly over a low medium, roast until golden brown. Remove from the heat and pour into a mixing jar.
  3. When it has cooled, add the coconut and fennel seeds to the mixer jar and crush to a coarse powder.
  4. Heat some oil in a pan and add the shallots, tomatoes, and garlic. Cook, stirring constantly over low heat until the shallots become translucent and the tomatoes become mushy. Remove from the heat and pour the mixture into the mixer jar containing the previously ground powder.
  5. To make a smooth paste, combine all of the ingredients.
  6. Meanwhile, place the tamarind in a bowl of warm water and extract the pulp. Save this for later use
  7. Add a spoonful of oil to a Kadai and place it on the pan. Combine the thinly sliced onions, salt, and turmeric powder in a mixing bowl. Continue tossing until the vegetables are soft and transparent.
  8. Add the tamarind extract and the boiled, cooked sprouts, and the water used to cook them. Bring the mixture to a boil and then reduce to a simmer for 2-3 minutes.
  9. Add the ground masala paste to the sprouts and simmer for 5 minutes, covered, until the flavors have melded over low heat.
  10. Warm some oil or ghee in a tadka ladle over medium heat. Prepare a fennel seed and curry leaf tempering and allow it to crackle before pouring it over the Kozhambu.
  11. With Steamed Rice and Ghee, or with Set Dosa or Phulka, serve the Chettinad Style Mulaikattiya Pasi Payaru Kuzhambu.

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ragi-puttu

Chettinad Ragi Puttu Kozhukattai Recipe

Category : Samayal Contract

Ingredients:

  • 1 cup ragi flour
  • 1/2 cup grated coconut
  • 1/2 cup grated jaggery or 1/4 cup sugar
  • Ghee-2tsp
  • 1/4 teaspoon elaichi powder

Procedure:

1.In a large mixing bowl, combine Ragi flour and 1/2 cup water by sprinkling it in and gradually mixing it together with your fingertips. When you press a handful of mixed flour in your fist, it should keep its shape, but disintegrate when you push it again. That is the proper consistency for steam cooking.

2.Bring water to a boil in an idly pan, set a greased idly plate on top, spread mixed ragi flour on top, and cook puttu for 20 minutes.

3.Remove from platter and place in a large dish.

4.While the puttu is still hot, combine the remaining ingredients: Jagery, coconut, ghee, and Elaichi powder.

5.Form it into a ball by crushing it between your fists. This kolukattai shape will assist you in avoiding hikkups when eating.

6.If preferred, steam cook these balls for 3 minutes. It is not required to serve as puttu.


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manoharam

Manoharam Sweet Murukku

Category : Samayal Contract

INGREDIENTS

For the dough:

1 cup Arisi maavu/rice flour

1 tbsp roasted urad dal flour

1 tbsp. butter/ghee

For the syrup:

1-11/4 cup jaggery/vellam

1 tbsp Sukku/dry ginger powder

1 tbsp cardamom/elakai powder

INSTRUCTIONS

  1. To begin, roast the urad dal until golden and grind it into a powder.
  2. Combine rice flour and urad dal powder sieve in a mixing bowl.
  3. Mix in a pinch of salt with the butter or ghee to get a bread-like crumbly texture.
  4. Now, add a little water at a time to produce a dough.
  5. Keep a kadai with oil on the stove and heat it up.
  6. Fill the murukku press with dough and press it straight into the oil, adjusting the flame as needed.
  7. When the shh sound stops, remove the dough and place it in a tissue. Repeat with the remaining dough.
  8. Allow the murukku to cool.
  9. Place it in a large vessel to chill.
  10. In between, take a Kadai and fill it halfway with water, just enough to cover the jaggery.
  11. Let it dissolve the filter before bringing it back to a boil.
  12. At one point, the syrup will form a hard ball when dropped in water, and another time, it will make a dung sound when dropped on a plate.
  13. Add the syrup to the chilled murukku mixture right away and completely combine.
  14. Grease your hands with ghee and roll them into balls.

NOTES

The manoharam recipe requires the hard ball step. When we pour the hot syrup over the murukku, it should be cool. I used 11/4 cup jaggery, but you can use as little as one cup if necessary. When creating murukku, adjust the flame to properly cook the murukku. The correct syrup stage is critical for making this manoharam.


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kaadai-masala

CHETTINAD STYLE – KAADAI MASALA

Category : Samayal Contract

Ingredients for marination

  • curd 2 teaspoons 
  • chili powder 1 teaspoon 
  • coriander powder 1 teaspoon 
  • Turmeric powder 1 tablespoon 
  • garam masala -1/2 teaspoon 
  • cayenne pepper powder 1 tsp 
  • ginger-garlic paste a single teaspoon

Ingredients for the masala

  • onions that are little 20 minced
  • garlic cloves-2 tablespoons 
  • minced tomatoes-2 
  • chili powder 1 teaspoon 
  • coconut milk 1 tablespoon 
  • ginger garlic paste a quarter cup (optional)

Seasoning

  • Fennel seeds -1teaspoon 
  • bay leaf-small piece 
  • cinamon-2 tiny pieces 
  • curry leaf-small amount

Procedure

Wash the kaadai thoroughly. Remove the hutch from the kaadai. Make little slits all the way through. Mix all of the marinade ingredients in the curd and generously apply to the quails. Marinate for an hour. If you have a non-stick Kadai, use it to cook this; otherwise, no issue. Place the Kadai on the burner. Season the masala using the spice elements listed in two tablespoons of cooking oil. Sauté for a minute after adding the garlic slices. Sauté the ginger garlic paste for a few minutes. Now, add the minced onion and a pinch of salt and sauté until transparent. Mix in the minced tomato thoroughly. Now is the time to add the chili powder. Combine everything thoroughly. Stir in the Kadai pieces so that the masala is well distributed. Close the cover and cook for 5 minutes on medium heat. After 5 minutes, open the Kadai and add 1/4 cup coconut milk or water. I recommend coconut milk since it will help to temper the heat of the meat. Close the Kadai and continue to cook for 10 minutes on medium heat. Now check to see if the meat is done. If not, cover the Kadai and continue to simmer for a few minutes more. If it is dry, add a little water. When the meat is done, open the Kadai and increase the heat slightly, frying until the masala thickens. Turn off the stove. Place it on a dish and cover the pieces with the masala that was left in the Kadai. Allow the quails to soak the masala until ready to serve.